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Chris Ling

How to speed up your home loan approval

December 11, 2018 Chris LingHome Loan

Asking how long it takes to get a loan approved is like asking how long a piece of string is. Every application is unique, so the time between your first contact with your bank or broker and approval can never […]

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Investing interstate

December 11, 2018December 11, 2018 Chris LingReal Estate

When people think of buying an investment property, many only think locally. Investing in a property interstate could possibly be a smarter idea, potentially resulting in a better return on your investment.it may also be a potential way to snaffle […]

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Rental yields – what you need to know

December 11, 2018December 11, 2018 Chris LingReal Estate

Rental yield – essentially the rate of rental income returned against the costs of an investment propertyis a great indicator of a property’s investment potential.But you need to keep things in perspective when you factor it into your decision to […]

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Reasons why you should refinance your home loan

September 2, 2018 Chris LingHome Loan

Saving money and unlocking equity – those are two good reasons why you should consider refinancing your home loan. Before we start talking interest rates, it’s important to know if you can achieve one of these two things. Unlocking equity […]

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Super fund changes that affect the housing market

September 2, 2018 Chris LingReal Estate

Recent changes to superannuation funds may start to affect the housing market. Two such measures are the First Home Super Saver (FHSS) Scheme, and the downsizing contributions into superannuation funds. These changes were introduced by the Australian Government in the […]

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What kinds of debt affects your home loan application?

September 2, 2018 Chris LingHome Loan

If you are considering buying a house, you will likely need a home loan. If you already owe on previous advances, whether higher education debt, credit card debt, or personal loan debt, it could impact your home loan application. Australia […]

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